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2026/27 Tax Year

Dividend tax calculator 2026/27

Enter your salary and dividend income to see your dividend tax bill for 2026/27, including the tax-free dividend allowance and the different dividend rates in each band.

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How dividends are taxed

Dividends are taxed after your other income, at lower rates than salary: 8.75% in the basic-rate band, 33.75% in the higher-rate band and 39.35% in the additional-rate band. A small dividend allowance is tax-free, and dividends attract no National Insurance.

This is why limited company directors often take a small salary plus dividends — the combination is typically more tax-efficient than salary alone.

Frequently asked questions

How much tax do I pay on dividends?

After the tax-free dividend allowance, dividends are taxed at 8.75% (basic rate), 33.75% (higher rate) or 39.35% (additional rate), depending on which band the dividends fall into once stacked on top of your other income.

Do I pay National Insurance on dividends?

No. Dividends are exempt from National Insurance, which is one of the main reasons a salary-plus-dividends mix is tax-efficient for limited company directors.

Are dividends in an ISA taxable?

No. Dividends received inside a Stocks & Shares ISA are completely tax-free and do not count towards the dividend allowance.

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