What salary gives £1,500 a month take-home?
To take home £1,500 a month after tax and National Insurance in 2026/27, you need a gross salary of about £20,150 a year.
Gross salary needed
Take-home per month
Take-home per year
Effective tax rate
The breakdown at £20,150 a year
| Gross salary | £20,150 |
| Income tax | −£1,516 |
| National Insurance | −£606 |
| Take-home per year | £18,028 |
| Per month | £1,502 |
| Per week | £347 |
Assumes a standard 1257L tax code with no pension, student loan or other deductions — those increase the salary you'd need. For a nearby salary, see the £20,000 after tax page.
Frequently asked questions
What salary do I need to take home £1,500 a month in the UK?
In 2026/27, a gross salary of about £20,150 a year gives a take-home of £1,500 a month (£18,000 a year) after income tax and National Insurance, assuming a standard 1257L tax code and no pension or student loan deductions.
How much tax will I pay on £20,150 a year?
On £20,150 you pay roughly £1,516 income tax and £606 National Insurance in 2026/27 — an effective rate of 10.5%.
Is £1,500 a month take-home a good income in the UK?
£1,500/month net corresponds to about £20,150 gross a year. The UK median full-time salary is roughly £37,000, which takes home about £2,513 a month.
Does pension or student loan change the salary I need?
Yes. Pension contributions and student loan repayments reduce take-home, so you'd need a higher gross salary to hit £1,500/month. Use the interactive calculator to add your exact deductions.